- AA Membership & AA Car Insurance customers receive exclusive discounts on their AA Home Insurance in Ireland, keeping you better protected at home and on the road.
Content Insurance
Contents Cover From €11.12 per month*
*This price is based on a policy sold in February 2026, for an apartment in Waterford built in 2008 with 15k contents cover.
Features and Benefits for Home Contents Insurance🏠
Home Contents Insurance safeguards the contents of your home, ranging from everyday items to valuable possessions. Whether you own your home or rent it, having Home Contents Insurance guarantees coverage in situations of unforeseen events such as theft or damage. From the food stored in your deep freezer to the locks securing your doors, AA Ireland’s Contents Insurance provides comprehensive protection.
- For many households, a well-stocked freezer is essential. Should your freezer malfunction due to a power outage or blown fuse, AA Ireland’s home contents insurance includes coverage for food losses up to €2,000.
- If your home experiences an attempted break-in, even if unsuccessful, replacing the locks can be necessary.
- AA Contents Insurance covers lock replacements up to €1,000, giving you added security.
- Valuable tools or equipment stored in your shed or garage are often overlooked. With AA Ireland’s house contents insurance, contents in outbuildings are protected for up to €3,000, extending coverage to rental properties and holiday homes..
- This also goes for those rental properties and holiday homes (policy summary)
- With AA Home Contents Insurance, you are covered for up to €3,000 in fire brigade callout fees, alleviating the financial burden during emergency situations.
- While rates differ among Ireland’s 31 local authorities, rest assured we will assist in securing your protection.
Facing jury duty? With AA’s house contents insurance, you are entitled to coverage of up to €700, providing relief from the financial strain of missed work commitments.
Coverage for money in your property up to €400*.
*(Additional cover needed if you want to cover money you have on your person when outside the home)
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Elevate Your Peace of Mind with AA Home Emergency Assistance
Elevate Your Peace of Mind with AA Home Emergency Assistance
Get prompt support during emergencies. Our skilled team is ready to assist with various issues, including plumbing emergencies and electrical faults, ensuring your home’s safety.
Frequently Asked Questions (FAQs) for Cheap Home Contents Insurance ✨
The cost of contents insurance varies by your level of cover. To find out how much your contents insurance would cost, we highly recommend getting a quote
If you have just realised you don’t have contents insurance, now is the best time to do so. Click here to get started (you can choose contents insurance in Your Home).
You can get contents insurance for:
- Detached houses
- Semi-detached houses
- Bungalows
- Terraced houses
- Purpose-built apartments
- Flats
You’ll need to clarify as such when applying for contents insurance.
If you need contents insurance from today, you can let us know when completing your quote form here.
You may need both. If you’re only concerned about the items you own inside a property, you opt for contents insurance. If you’re a homeowner and want to protect the property, you should get home and contents insurance.
Individual items you can add include:
- Camcorders
- Hearing aids
- Laptops, mobile phones & tablets
- Pedal cycles
- Sports equipment
- Jewellery
- Furs
- Pictures
- Musical instruments
You can include additional coverage for outside items if needed.
Your contents insurance plan can include accidental damage, although it may raise your premium.
Terms & Conditions
*This price is based on a policy sold in February 2026, for an apartment in Waterford built in 2008 with 15k contents cover.
AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.
