PRODUCTS AND SERVICES LOAN PROCEDURES

Here's how it works in simple steps:
•    Let us know which of our services you are interested in.
•    We will revert back with the price and requirement, and send you a payment link to complete the process. Immediately your loan is approved, we will deliver the products or services within 24 hours.
•    Fill in all the necessary information (Enter your account details, use an account with frequent activity).
•    Receive your approved loan limit within 10-20 seconds.
•    Choose your Repayment Plan.
•    Accept the loan offer.
•    Add your repayment method (your active ATM card ).
•    Make the down payment to Credit Direct.
•    Merchant receives 100% of your cart value immediately.
•    Get your item(s) delivered or picked up from the store.

Products & Services Loan Tenor
•    Down payment: Within 30% - 80% of product price
•    Loan Limit: N35,000 – N3,000,000 per customer
•    Loan Tenor: 1 – 6 months
•    Repayment: Debit Card & Bank Account
•    Interest Rate: 7.5% monthly

Requirement for registration:
Active account (use an account with frequent activity).
Good credit history (Make sure you don’t have a bad loan).
Active ATM cards that can be used for online transactions.
GTB and Zenith Bank need to have their Internet or Mobile banking app details (Username and Password) for registration.
Please Note: Microfinance banks such as (Opay, Moniepoint, and Palmpay, among others), are currently not permitted to register.

LOAN FAQ
Can I visit your office physically to apply?
No, all the registration and processes are done online within 5 minutes, but you can walk into any of our offices and apply

 What if I am not eligible for the loan at all?
You can apply with any of your family/friends account, and you can repay through their banks. Or you will have to try again after 20 days

Who can apply?
Salaried and non-salaried clients with analyzable bank statement history

Can I visit your office physically to apply?
No, all the processes are done online within 5 minutes, but you can walk into our office and apply if you wish.

Can anyone in any location apply?
Yes. You can apply anywhere you are in Nigeria

If I have an ongoing loan with another loan company or don’t have a good credit history, can I still apply with your company?
If you have any existing loan running in another loan company, or you don't have a good credit history this might limit any loan you are applying with us, but if you still want to apply with us you can try your luck.

Do I need to pay 30-50% deposit before I apply?
Yes, the deposit is very important. If not, the system will automatically decline your application. We advise you to have 50% of the money you want to apply for.

 WE DON'T GIVE CASH LOAN