Fernando | Protection Education 🇬🇧

For information and general enquiries only.

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Hi, I’m Fernando.

I’m a UK Protection Advisor focused on explaining insurance in a clear, simple way — without jargon or pressure.

I was born in Portugal 🇵🇹 and moved to the UK at the age of 12.
I grew up here and now live and work in the UK.

Because of my background, I regularly help people from Portuguese and Brazilian communities understand how protection works in the UK — even if English isn’t their first language.

This page shares general information only, to help people better understand their options.

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 ‼️ Regulatory Disclosure ‼️

Better Call Fernando is a trading name of Supreme Financial Solutions Ltd, an Appointed Representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority (FCA).

Approved by The Openwork Partnership
on [DATE]

Content shared is for information only
and does not constitute personal advice.

Individual circumstances.

About & Disclosure

➖ Protection Explained ➖

Below is a high-level explanation of common types of protection available in the UK.

This information is general and for educational purposes only.

✔️ Life Insurance 

Life insurance is designed to provide financial support to your loved ones if you pass away.
It can help with everyday living costs, financial commitments, or future plans.

✔️ Critical Illness Cover 

Critical illness cover is designed to pay a lump sum if you’re diagnosed with a serious illness listed in the policy.
This can help reduce financial pressure while you focus on recovery.

✔️ Income Protection 

Income protection is designed to help provide a regular income if illness or injury means you’re unable to work.
It can support day-to-day living costs while you recover.

✔️ Accident Cover 

Accident cover is designed to provide financial support following certain accidents.

It may help with costs linked to injury, recovery, or time away from work, depending on the policy.


Protection Explained (Guides)

➖ Common Questions➖ 

These are some of the most common questions people ask about protection in the UK.

✔️ Life Insurance

• Do I need life insurance if I rent?
• Is life insurance only for families?
• How much cover do people usually look at?

✔️ Income Protection

• What happens if I can’t work due to illness?
• Does income protection cover injury and illness?
• Is income protection only for employed people?

✔️ Critical Illness Cover

• What illnesses are usually covered?
• Is critical illness cover the same as life insurance?
• When does critical illness cover pay out?

🖋️ Note 🖋️

Answers to these questions vary depending on individual circumstances.
Some topics are explained in more detail in my posts and videos.

Common Protection Questions

Contact Form

➖ General Enquiries ➖

If you’d like to get in touch regarding the information shared on this page, you can contact me using the details below.

Any initial conversation is for general information only and does not constitute personal advice.

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➖ Contact options ➖

Email: 
paulo.hanushevskyy.supreme@gmail.com

Phone / WhatsApp:
+44 7365 739752

Contact Form is available through the button at the bottom of this page.

🇬🇧 English
Portuguese and Brazilian clients are welcome — conversations can be explained clearly and at your pace.

🇵🇹🇧🇷 Português
Clientes portugueses e brasileiros são bem-vindos — as conversas podem ser explicadas de forma clara e ao seu ritmo.

General Enquiries & Contact

BetterCallFernando

This form is for general enquiries related to the information shared on this page. Any response will be for information only and not personal advice.

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Fernando | Protection Education 🇬🇧 For information and general enquiries only.