The future of payments is
Embedded, Digital and Agentic

Integrating fiat and digital rails.

• Effortless onboarding. No files, no code, no manual work — live from day one.
• Instant expansion. Go live across new jurisdictions, currencies, and suppliers in days, not months.
• One flow. Money and data move together — no reconciliation gaps, no information lag.
• Full transparency. Payers and payees see the same information in real time — no disputes, no calls, no tension.
• Instant treasury mobility. Move funds across subsidiaries and entities in real time with no FX delays, no cutoff times, no correspondent bank hops.

One partner, one fee structure, one reconciliation — no more fragmented vendor relationships.

• No integration costs. Out-of-the-box now and forever.
• Lower transaction fees. Across every rail and corridor.
• Fully automated. No manual tasks, no reconciliation, no overhead — your team focuses on what matters.
• Guaranteed TCO reduction. Reduce resources dedicated to payments and reconciliation.
• Consolidate your payment strategy. One partner — no more fragmented systems.

AI-powered fraud prevention and cash flow intelligence, built into SAP.

• Zero-touch routing. Removes the manual exception points that payment diversion and BEC fraud rely on.
• AI-powered vigilance. Agents automatically flag supplier account changes and anomalies.
• Money moves when you want it to. Payment speed aligned with your needs — working capital stays in your control.
• More choices. For you and your trading partners on how to pay and get paid (currencies, timing, methods).
• Cash flow intelligence. An agent that forecasts cash positions across your entities and surfaces insights to feed treasury strategy.