FREE Olay Quench Body Lotion!

Buy any Olay Quench Body Lotion (excludes trial size) by January 29,2010 and receive a rebate check by mail! Go HERE, and click on the bottom left rectangle to download your rebate form.

High Value Coupons on L'Oreal products

There are 7 HOT new coupons for L’Oreal products on Coupons.com.  Go ahead and print them now, and hold on to them.  I’ll keep you posted on any upcoming deals – I’m sure there will be some!

$2.00/1 – Loreal Makeup, Powder, Blush, or Concealer Product

$2.00/1 – Loreal Ever Pure Shampoo, Conditioner, or Treatment

$0.75/1 – Loreal Vive Pro Product, any

$2.00/1 – Loreal Haircolor, any

$1.00/1 – Loreal Skincare Product, any

$1.00/1 – Loreal Eye Product, any

$1.00/1 – Loreal Lip Product, any

BIG SALES AT KOHLS

Thanks Money Saving Mom for this great tip!

Kohl's is having a huge clearance event right now with lots of children's clothes for $3 and much more priced at $5 or less. Plus, you can get free shipping or an additional 20% off and 6% cashback. Here's how to combine these deals:

Sign up or log in to your ShopAtHome account here.  Click on the page here and scroll down to Kohl's and click through the Kohl's page at ShopAtHome.
 

Click on the big "Clearance" banner and choose what you'd like to purchase.
 

Use coupon code extra20 and nocharge at checkout (you can use two coupon codes per order) and you'll get an additional 20% off plus free shipping!
 

Within 30-60 days, your account will be credited with 6% cashback from ShopAtHome.

FYI:  I believe you can still use the two coupon codes, even if you don't shop the Clearance section.

Tip of the Day

With the New Year approaching, what a great time to do some spring winter cleaning!  Did you know that many people buy more of what they really don't need because they can't find it or don't know that they already have it?  Is this you?  My goal this next week is to clean out my bathroom cabinets and drawers.  I KNOW that I have a lot of products tucked in the back that I have forgotten about.  Maybe this will save me from some trips to the store, and spending some money.  Other places to de-clutter are:  Pantry, Cleaning products (wherever you keep them), kid's closets, and garage.  Give it a try!  At the least, you'll end up with an organized home and a fresh start to the new year!

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Disclaimer

Much of the information that I share on this site is collected from other blogs and deal-saving sites and company websites and newspaper advertisements. When I copy a post, I will give credit to the original writer. While I have done my best to only post legitimate offers, coupons, specials, and freebies, the links listed on Money Matters are administered by outside companies and/or individuals. They are available, to the best of my knowledge, at the time of publication. Money Matters gives no warranties, expressed or implied, and is not responsible for damages incurred by the users of this site. All information is provided as is, and all trademarks are property of their respected owners.

Disclosure Policy

This policy is valid from 29 December 2009


 This blog is a personal blog written and edited by me. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

 The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.

 The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

 This blog does not contain any content which might present a conflict of interest.


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Home Made Simple Coupon Book

Take a few moments to head over HERE and click on the “Refresh your Nest” image on the right hand side of the page.  Then you will see a link for the “Refresh Your Nest Coupon Booklet”.  I got this book last year, and used most of the coupons!


Now you can sign up for the email newsletter (it’s on the first page HERE) to get coupon alerts directly to your inbox.

Dove Visibly Smooth Deodorant for $.47 at Walmart

I try to stay away from the big "W" store, but I need some deodorant, and here's a good deal.

Dove Visibly Smooth--$2.47
Use $2/1 coupon here
$0.47 after coupon

SC Johnson Rebate

Okay, I know that I have told you about a couple of rebates lately, but I really only do them if they are good!  I am horrible about spending that extra time on those things!

Check out the  SC Johnson Rebate that is good until June 2010.  You can do it three times per household for a total of $15. For each 3 products you purchase, you get $5.00 back by mail. Plus, it's for products we're all buying anyway:

• Drano
• Fantastik
• Glade
• Nature’s Source
• Off
• Pledge
• Raid
• Saran Wrap
  
• Scrubbing Bubbles
• Shout
• Windex
• Ziploc

Click HERE to enter the SC Johnson site, then click on the phrase near the top that says, "Click here for a special offer."  That will take you to the rebate form to print.  We use a lot of Ziploc bags in our house, so I will probably load up on them.  If you can wait until you find some great coupons (and there usually are!), you can really get a good deal!

First Rule to Get Started.....

CLIP, CLIP, CLIP!  Coupons that is!  There are many places that you can find coupons.

We do not subscribe to the newspaper, BUT I grab the coupons from my dad's newspaper every Sunday.  This is a great place to find coupons, so consider getting a Sunday paper at least.

Check your store mailings for coupons.  Smartsource and Redplum send out mailings as well.

Many websites offer printable coupons.  Here are a few to get you started.....

coupons.com
http://www.smartsource.com
http://www.redplum.com/
target.com

There are hundreds of printable coupon websites out there. You can also go to a manufacturer's site such as Pillsbury.com or Campbells.com  to print coupons.

My Rule of Thumb Is  -  If the item were free and you would take it, Clip It!   Many times I will share deals with CVS or Walgreens or Target, and when stacked with other deals, your coupon would make the item free!  Or sometimes give you money back!  For instance, I usually don't buy pricey body wash, but I printed a coupon for $2 off Nivea Body Wash.  Combined with a CVS offer, I got it free and it smells delicious!

I currently use a large accordion file to store my coupons, but there are binders out there that have clear sheet protectors with several "slots" each, so that you can view your coupons more easily.

Again, don't get overwhelmed and discouraged.  If clipping a bunch of coupons is too much for you right now, just clip the ones that you KNOW you will use.  It's a great way to get started, and give you a little motivation to try more later.  It's great how a few dollars add up to a lot of savings!  I have heard of some women who open a banking account at the in-store bank at their local grocery store.  When they check out, they ask for their savings back in cash, then go deposit that cash directly in the bank.  What an idea!

Happy Clipping!

CVS - How Extra Care Works

CVS is my new favorite place to shop! Below is a quick tutorial to get you started. I will post deals for CVS about once a week. You can also view their weekly ad online, or by mail. Combine current offers with coupons, and sometimes you can make money!


First, you need to sign up for a CVS Card. You can do this online or you can go into the store and do it. Have your cashier scan your card at the beginning of every transaction.

Also be sure and scan your card at the scanning machine each time you go to CVS. This is usually located at the front of the store where the ads are. This is the same machine that you can scan items to do a price check. You usually will receive a coupon every time you scan your card (one per day).

ECBs, or Extra Care Bucks, are coupons that can be used like cash at any CVS store. Most weeks there will be items that are completely free after ECB. This means you will pay for the items with your own cash and then a coupon for you next purchase will print on the bottom of your receipt.
ECBs can not be used on prescriptions, gift cards, stamps, etc. and they can not pay for your tax. ECBs usually expire within about 3-4 weeks.

Also the ECBs roll, meaning if they are offering that you buy an item that will produce ECBs, you can use those ECBs to buy that same item and you will still get ECBs. The thing to look out for here though is limits.

Limits There are limits on the amount of items you can buy. This applies to not only items that produce ECBs, but other items as well. The limits are posted in the ad.

CVS Coupons There are two ways to get these coupons, from the in-store scanner mentioned above or by signing up for email offers. Sometimes you will get $3/$15 or $4/$20 coupons. The great thing about these coupons is you can give them BEFORE all other coupons. So you can make your purchase of $15.00, give your $3/$15 coupon and then give all of your manufacturer’s coupons and pay with ECB’s you have received from previous weeks. Just be sure to give the $x/$xx coupon before you give any other coupons or ECB’s.

You may also get CVS store coupons that can be “stacked” with manufacturer’s coupons, meaning if I have a manufacturer’s coupon for $1.00 off Huggies Diapers and a CVS coupon for $1.00 off Huggies Diapers, I can use both coupons and maximize my savings.


Check your receipt before you leave the store! Make sure that you received all of your ECBs and then keep them in a safe place. Think of them like a gift certificate. They expire and they will not be replaced if you lose them.

One Step at a Time

Eight months ago, the word that would LEAST describe me would be "thrifty." I had never really used a coupon, except for a couple of diaper coupons that my father-in-law would give me. I had never been to a consignment sale. And I could barely cook, much less figure out low-cost meals. Everything was about convenience. I guess you can't blame someone who worked 40 + hours a week and took care of a husband and 3 kids, right?

Well that all changed when I up and quit my job at the end of May 2009. Most people would probably think that is quite absurd, especially with the economic recession in America. And to be honest, it probably was not the "smartest" idea, for the mere fact that all of our bills and mortgage and other debts were based on a two-income family. But I begged and pleaded with my husband that I could make it work.

I have to say, I'm becoming a quite proud of myself! We are saving hundreds, yes hundreds of dollars a month on not eating out. And I am a coupon clipping crazy woman. It has been worth every penny saved!

There are MANY ways to slash your grocery bills and other bills every month. And I will share them with you as I learn them and find what works for me. Do not attempt to try everything at once. You will get confused and overwhelmed. It has taken me eight months to get where I am, and I still have a lot to learn! Most of the "deals and steals" that I will share with you daily are found on other money-saving blogs and websites. I find what works for me, or what I think you many want to know about, and share them with you. Many of these sites are listed in the column on the right of this blog. Just click on the "button" to go directly to that site.

Happy Saving!