CPF

HOCK LOCK SIEW

Singtel could also be a winner as mom-and-pop investors land surprise S$6,800 windfall

For the group, the real prize is unlocking its own corporate toolkit

Unlike other Singtel ordinary shares, the special discounted shares are currently held in trust by the CPF Board on behalf of investors.
BT EXPLAINS

What does the transfer of Singtel discounted shares mean for investors; should they sell or hold?

BT looks into what analysts have to say on its market impact, and how investors may respond

CPF members should note that their savings in the life-cycle portfolios will be invested in financial markets and privately managed.
MONEY WISDOM

Before life-cycle portfolios: A primer on how CPF really works

The Retirement Scheme is structured around three life phases, with the aim of achieving three objectives

Research suggests many Singaporeans already appreciate the idea behind glide paths, even if the terminology itself is unfamiliar.

Why glide paths could shape the next phase of retirement investing in Singapore

Such strategies offer a framework that evolves over time but remains aligned with investors’ long-term needs

The scheme works by adopting a glide-path mechanism to automatically rebalance members’ asset allocation from higher-risk assets towards lower-risk ones as they approach their target retirement age.
SINGAPORE BUDGET 2026

Budget 2026: New CPF life-cycle investment scheme likely to appoint only two to three fund managers to keep fees low

Simplicity and cost are two important aspects of the voluntary scheme, says MOM

On the whole, Budget 2026 plays to Singapore’s clear strengths while exemplifying the country’s focused strategy for a new era of growth.
COMMENTARY

Budget 2026: Accelerating Singapore’s growth in a fragmented world

As global trade fractures, Budget 2026 doubles down on AI integration while reinforcing the social compact

The pre-condition for achieving a positive outcome for CPF life-cycle funds is the ability to stay invested for the long haul. This is harder than it sounds.
NEWS ANALYSIS

Is CPF’s new life-cycle investment scheme for everyone?

The portfolios’ returns will hinge on a long horizon and some hand-holding

CPF Board will launch simplified low-cost portfolios based on a glide path mechanism that gradually de-risks the portfolio as members near retirement.
SINGAPORE BUDGET 2026

CPF to roll out lifecycle portfolios for those willing to take some risk for higher long-term returns

The new life-cycle investment scheme will be launched in the first half of 2028

Singapore will also top up the Long-Term Care Support Fund by S$400 million to fund additional subsidies.
SINGAPORE BUDGET 2026

Up to S$1,500 CPF top-up for seniors, higher contribution rates for older workers

To mitigate rise in business costs from increased rates, government will provide employers with a one-year CPF transition offset