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"It's not a pyramid scheme" — Will the money run out for Finland's pensions?

The All Points North podcast takes your pension questions to the experts.

People dressed for autumn walking in central Helsinki.
Image: Henrietta Hassinen / Yle

All Points North hit the streets to hear from people in their 20s and 30s about their thoughts on pensions, savings, and what their future might look like.

Retirement is starting to feel uncertain, especially for younger generations in Finland. With an aging population, falling birth rates, and policy changes on the horizon, Finland's pension system faces real pressures.

Listen to the episode via this embedded player, on Yle Areena, via Apple, Spotify or wherever you get your podcasts.

Will you get a pension?

But are things really as bad as the headlines sometimes suggest?

"It's not a pyramid scheme...the only way to have a pension system go bankrupt is to stop all economic activity, both in Finland and in the world," Mikko Kautto from the Finnish Centre for Pensions told the show

We ask whether the system is really a pyramid scheme and explore the numbers. We examine gender gaps in average payouts and the surprising challenges low-paid workers may face.

We also take your pension questions to the experts to find out what retirement means for those who've worked abroad or plan to retire internationally.

Join the conversation!

Zena Iovino produced and presented this episode of All Points North. The sound engineer was Pasi Ilkka.

If you have any questions or want to share your thoughts, contact us via WhatsApp at +358 44 421 0909 or at yle.news@yle.fi and allpointsnorth@yle.fi.