Well, first there wasn't singing. There was an actual gasp when I opened yet another explanation of benefits from The Great Coin Incident. Our running total was already about 6K, but we hadn't gotten explanations of benefits for big stuff like the medical care in the hospital, or the 60 something mile ambulance ride.
So todays mailing was finally for the inpatient care at the hospital. $12,399. The gasp came as I closed one eye and moved the other eye over to see what our insurance paid. You see, I had gotten a letter from Blue Cross saying that for my "elective surgery" I had "chosen" a "non participating provider" and might have "considerable out of pocket expenses"
Now let me begin by addressing some of those quotables.
- Elective surgery? What was I supposed to do? Leave the 20P Euro at the top of my kid's esophagus, leaning toward his airways and hope someday it would come up with the brocolli he spits out?
- Chosen? Oh, no. Of all the places on this earth I would have chosen this was NOT it. Well, let me amend that...the PICU was FANTASTIC and the ACTUAL CARE he got was FANTASTIC and so I guess knowing that I might have chosen it....but I don't think I've told the story of the REST of our lovely visit. Like how they sent me downstairs to register him and every single security guard I asked for help was extraordinarily rude and also didn't give me accurate or appropriate directions (there was no one else as it was around 5am when we arrived). Also the woman in admitting yelled at me a lot for not "pre-registering" and some other stuff and I was trying, really I was, to respond to her questions appropriately but I was covered in vomit had been up for more than 24 hours, hadn't eaten in forever and WAS WORRIED TO DEATH ABOUT MY KID WHO JUST ARRIVED VIA AMBULANCE TRANSPORT. I kept trying to tell her that that was the sum total of my knowledge. I keep telling these people that I CHOSE NOTHING. I got on an ambulance with my kiddo and got off of an ambulance with my kiddo. That's it. And let's mention, just for a wee moment, the coup de gras....when I finally found a bathroom by the ER to find relief I couldn't go on account of the homeless people asleep all over the bathroom and the actual and quite literal piles of poop all over the room.
So you can imagine my suspense and trepidation when my eye wandered over to what we owed after the insurance paid part of this $12K bill....
Nothing. We owe nothing. Oh, sweet and loving Jesus that was a balm to my heart.
But that brought our current total of the Great Coin Incident to over $17,000. And we haven't even seen the cost of the ambulance trasnport yet.
A 20P Euro*? Pshaw. That's more like a 20K Euro....
*this picture might explain to ya'll why he thought it was a chocolate coin. He's so cute these days--he'll take you through opening an imaginary chocolate coin--"you unwrap the wrapper." "you bite the chocolate" "you chew carefully" I think he probably popped it into his mouth and the shock of it not being chocolate made him inhale it.

